Research on Social Security Schemes

Objective of the study:

  • To analyze the socio- economic condition of the study area.
  • To examine how social security schemes are helpful in mitigating various risks.
  • To study about the mass awareness and perception of the scheme.
  • To examine the acceptability of the Schemes among the peoples.

Methodology of the study:

The methods which have been adopted for the implementation of this study are:

Pre field work:

  • Pre field work has been done on Mirzapur village on the basis of secondary data collected from census 2011.
  • Literature review has been done .various articles and books have been reviewed.
  • Visited the Bank for collecting secondary data regarding enrolled people under social security schemes.
  • On the basis of bank enrollment list door to door household survey has been done with the help of survey schedule.
  1. Field Work
  • Field work has been done. In field primary data is being collected on the basis of prepared schedule which included Household Survey.
  • For collecting the data household survey has been done for determining the consequences of social security schemes,
  • Purposive sampling has been done in order to select the households for survey:

Household has been divided into 2 categories: house type 1 and house type 2

House type 1 includes the houses which are being enrolled under social security schemes and house type 2 includes the houses which are not enrolled under social security schemes.

  1. Research Area

Household survey has been taken as the unit of this survey, i.e. a household survey has been done where the socio-economic condition of each household is analyzed in order to provide a clear picture of the socio-economic condition of the whole village.

The data collected are on Demography, Social Structure, Infrastructural facilities, agro-climatic resources, village economy, village organization and people’s institution and issues and development. Both Quantitative and Qualitative data were collected. The Quantitative data are on population, land holding, literacy rate etc. The qualitative data were quality of drinking water, quality of road, housing pattern, sanitation, food habits, which were obtained from the village.

Sources of Data

The required data were collected from both primary source and secondary source. The primary data were collected from direct interaction with the villagers during household survey (through schedules given by university), informal interviews, the secondary data were collected from panchayat office, Health Center, gram panchayat members.

Data Analysis

Statistical tools like tables, bar charts, averages, percentages etc. were used to analyze the data collected on various things like:

Qualitative Data: Caste, sex ratio, different occupations, livelihood, livestock, assets, land holding pattern,

Quantitative Data: Number of households, family members, number of male & female , literacy level, number of employee in a family, total income and expenditure and beneficiaries enrollment.

  • Awareness camp has been done after completion of field work. Large number of peoples was found who are not enrolled under any kind of social security schemes. Hence arranged an awareness camp in order to generate awareness among the community.

Time table 

Total 5 month has been taken in order to complete the study:

  • Pre-field work: 1.5 months
  • Field work: 2.5 months
  • Post field work: 15 days
  • Data analysis and interpretation: 15 days

FINDINGS

  • FINDINGS-1: SOCIO-ECONOMIC CONDITION OF THE RESPONDENTS:
  • FINDINGS-2: SOCIAL SECURITY SCHEMES AS A TOOL OF RISK MITIGATION
  • FINDINGS-3: MASS AWARENESS AND PEOPLES PERCEPTION
  • FINDINGS-4: ACCEPTABILITY OF THE SCHEMES 

ACTIVITIES: AWARENESS CAMP

An awareness camp has been organized on Sunday afternoon, on 25th of November 2017,an initiative taken by me. It was organized on the basis of survey conducted in the study area, where peoples are less worried about their old age. More than 30 interested men, women, adolescent have gathered in the spot, in order to make the programme a sound one.

  1. Time and location –

The awareness camp was organised in Mirzapur with the prior permission of the secretary of the club Mr.Bappi Mondal.The mirzapur club was well structured and was appropriate for conducting the camp in the presence of such huge mass. More than 30 people gathered there who were interested in the subject concerned. The camp started at 3:00 PM and continued upto 5:00 PM.

  1. Objective of the camp

A Household survey has been conducted on the basis of purposive sampling, through this survey it was found that, very few people are aware of such schemes i.e. APY, PMJJBY, PMSBY. Therefore, the objective of the awareness camp was:

  • To aware people how social security schemes are helpful in mitigating various risks of their life.
  • To understand the target population and their concern value and interest.
  • To encourage the common mass to think about their future and enroll them in social security schemes.
  • The aim is to ensure that people have the means to cope with the main risks and needs that they face during their lives.
  1. Activities done for organizing the event:
  • Permission –

For organizing the camp, various initiative and activities were taken into consideration. Permission was taken from president of mirzapur club and secratory regarding the organisation of the camp in mirzapur club.

  • Campaigning –

The campaign was organised on 25 November, Sunday. Before the day of campaign I went door to door to inform the mass about the campaign on social security scheme. I distributed the posters informing the mass  about the campaign.

  • Arrangement during the camp:

On the day of camp I arrived the campaign site prior to arrival of people, cleaned the site location and made the required arrangements, taking help from the club.

Finally the programme commenced at 3:00 PM with more than 30 personnels.

Guest and resource persons present in the day of event –

Dr.Rafiqul Islam, Department of Life-Long learning and Extension.

Mr. Bikash Majhee, Department of life-long learning and Extension.

Mr.Hemonto Kaubritya, Department of life-long learning and Extension

Resource person:

Mr.Sujit Roy, president village

Mr.Bishwanath kundu, president, Mirzapur club

Mr.Radha Bindo sarkar

RECOMMENDATIONS AND CONCLUSION:

  1. Government should promote social security schemes instead of just launching schemes on schemes.
  2. Government should compare the actual result with the targeted result and if there is any imbalance between these two, then appropriate decisions must be taken.
  3. Government should make sure, through screening test , what is the opinion of the people regarding such launched schemes.
  4. There is a need of awareness programme in comprehensive manner.
  1. In many cases, it is seen that there are many complexities of provision under different schemes, these complexities should be removed and removal of such complexities will increase the no of enrollments.
  2. The social security schemes should be firmly and comprehensively integrated with economic development and planning process.
  3. Government should focus more on rural non –farm sector, as it is the rural sector that can generate productive employment and also help in alleviating poverty in rural areas.
  4. A separate budget support has to be made every year for all the various social security schemes taken up by the central and state government.
  5. Last but not the least ,there must be the participation of central government, state government and local government for successful implementation of schemes.

CONCLUSION:

To conclude we can say that Social security schemes in India is found to be well embedded in the institutions like joint family, religion, caste, and village societies and in the customs, rights and responsibilities of individuals and occupational groups since time immemorial. social security provides for health and economic protection to people in society. Social security not just protect the subscriber but also his/her entire family by giving benefit packages in financial security and health care. Social security are designed to guarantee at least long-term sustenance to families upon the demise of the earning member in the family or in the event of such member suffering any inability or disability due to any reason. It helps people to plan their own future through insurance and assistance. The schemes of central and state government have huge coverage on various sectors of the society and the budget spared for them, is sufficient, but the misuse of such schemes must be avoided for effective implementation of the schemes. Even though with the existence of various social security laws, the benefits and facilities prescribed there under do not reach all persons coming within their scope. A vast majority of the workforce and also of the weaker sections do not enjoy the minimum protection and security even today in our country. Hence there is wider scope for more research and for better legislations on part of the government to ensure the constitutional goal of providing social, economic, political justice and of equality of status and opportunity in the era of globalization. The existing social security law in India does not cover the entire people in the unorganised sector whether in term of their recognition or protection. No serious attempt is made so far to study the link between the organized and unorganized sectors, the unorganized sector contributes to the economy to a greater extent and it also caters to the wide ranging requirements of the organised sector